Scholarships for Dependent Children of US Army Personnel

Not all Army scholarships are offered to active duty personnel or veterans. Dependent children of soldiers who served their country can also get access to financial assistance to pay for the cost of their post-secondary education.

Each scholarship plan sets its own criteria, and young people who are interested in applying for funding should make sure that they qualify before taking the time to fill out the necessary forms. Some programs are offered to children of active duty personnel, while others are available to children of soldiers who made the ultimate sacrifice for their country.

Scholarships for Military Children Program

The Scholarships for Military Children Program is funded by companies which manufacture and supply items sold in commissaries worldwide. One or more scholarships in the amount of $1,500 each will be awarded at each commissary location. These funds may be used toward the cost of tuition, lab fees, books or other expenses.

Children of active duty or retired Army personnel also qualify for this scholarship plan. Funding is available to children of soldiers who were killed on active duty or veterans who died while receiving retirement pay from the Army.

Unmarried dependent child under the age of 23 who are planning enroll in an undergraduate degree program can apply for funding. Young people who are interested in a community college which allows students to transfer to a Bachelor’s degree program can also apply for this scholarship. All applicants must have a minimum Grade Point Average (GPA) of 3.0.

Survivors’ and Dependents’ Educational Assistance (DEA) Program

An eligible child or spouse of a servicemember who died or became permanently disabled in a service-related event can receive funding for up to 45 months while participating in one of the following types of programs:

  • Apprenticeship
  • Certificate
  • Degree
  • On the job Training

Children of Army personnel must be between the ages of 18-26 to receive funding under the DEA program. A child who is on active duty status is not eligible under this program, but may be able to qualify for an extension to the period of eligibility equal to the number of months he or she was on active duty.

American Legion Legacy Scholarship

American Legion Legacy Scholarships are available to children of servicemen and women who died on active duty on or after September 11, 2001. High school seniors or graduates who are planning to study toward an undergraduate degree at an accredited education institution are welcome to apply.

The amount of financial assistance will vary from year to year, depending on available funds. Previous scholarship recipients are welcome to apply scholarship funding for other school years.

Children of Army active duty personnel, veterans and those who gave their lives for their country can apply for scholarship funding to help pay for the cost of obtaining a post-secondary degree. Since there are no fees associated with applying for funding, anyone who qualifies should consider filling out a form to request this free money to pay for school.

For more information about scholarships available to members of the US Army, click here.

Army Veteran Scholarships

Army veterans who want to go to college can qualify for a number of scholarship programs. National programs are available to qualified veterans from all over the country.

Veterans who want to attend a post-secondary institution should make a point of investigating various sources of funding available to them. Unlike a student loan, a scholarship does not need to be paid back. A person who has been honorably discharged from the Service can receive a gift of funding to help him or her pay for school.

Horatio Alger Military Veterans Scholarship

The Horatio Alger Military Veterans Scholarship provides $5,000 in funding to Army veterans who served in Operation Enduring Freedom (Afghanistan) or Operation Iraqi Freedom. The recipient’s period of service must have commenced on September 11, 2001 or later.

The money is awarded to veterans who will be studying in a Bachelor’s degree program at an accredited college or university. Applicants must have achieved a minimum Grade Point Average (GPA) of 2.0 to qualify for this scholarship. Applicants must be able to demonstrate financial need to be considered.

Pat Tillman Scholarship

Veterans and active duty military personnel who served before and after 9/11 are eligible to apply for this scholarship program, which provides assistance to students pursuing an undergraduate, graduate or post-graduate degree. The exact level of financial aid offered depends on each recipient’s individual needs.

Individuals who would like to be considered for this scholarship must be able to demonstrate that they have been actively serving their community and are committed to continuing to do so. The Selection Committee will consider the applicant’s personal achievements and career ambitions when determining who should receive funding. Each applicant is required to submit two personal essays as part of the application process.

These scholarships may be renewed from one year to the next. Decisions about whether to continue providing financial support will be based on the following criteria:

  • Estimated date for completing the program
  • GPA attained
  • Whether the prior recipient is a full-time student
  • Community service (must be documented)

AMVETS National Scholarship Program

Under the AMVETS Scholarship plan, veterans who can demonstrate financial need may be awarded $4,000 (4 x $1,000 for each year of study) to pay for the cost of full-time study toward an undergraduate, graduate degree or certificate from a technical school.

The full amount of the funding provided under this Program must be used within five years. After that point, the student forfeits any unused scholarship funds.

If the scholarship eligibility criteria specifies that an applicant for a scholarship must demonstrate financial need, he or she will likely have to produce income tax records or other financial documents as part of this process.

A number of scholarships for Army veterans are offered to people pursuing a degree in any area of study. It’s a good idea to investigate the criteria for applying for funding carefully to confirm that funding is available for students in a particular program since not all scholarships will fund graduate or post-graduate degrees.

For more information about scholarships for members of the US Army, click here.

Army Scholarships

Scholarships are a great way to help pay for a post-secondary education. Students who qualify get access to free money; unlike a student loan, the funds don’t have to be paid back after graduation.

You may be able to qualify for an Army scholarship as a high school student who is looking to attend a college or university. Funding is also available for applicants who are already enrolled in a college program. Children or spouses of currently serving Army personnel or veterans may also qualify for a scholarship to help pay for their education.

Army ROTC Scholarships

Army ROTC scholarships are merit based, and are available to high school students considering a four-year degree, as well as people who are already enrolled in a secondary school program. Recipients of this type of assistance can have the full cost of their tuition covered, as well as receive an allowance to pay for books and fees. A monthly stipend for living expenses is also included in the scholarship funding.

A student who receives an Army ROTC scholarship is required to complete a service commitment of eight years. Four years are served on a full-time basis, and the remaining commitment can be completed as a member of the Individual Ready Reserve.

Army ROTC Historically Black Colleges and Universities Program

The Army ROTC Historically Black Colleges and Universities Program makes a one-time payment to students who are in their first year of a four-year post-secondary program. Applicants must meet the following qualifications to be considered:

  • United States citizen
  • Between the ages of 17-31 at the time of enrollment
  • Must attend a historically Black college or university
  • Join the school’s ROTC program
  • Must meet Army physical requirements
  • Achieve qualifying score on SAT or ACT

Between 180-250 Army ROTC Historically Black Colleges and Universities scholarship are awarded each year. The minimum amount awarded under this program is $5,000 and up to $16,000 may be given to a single student.

The Army Scholarship Foundation

The Army Scholarship Foundation offers scholarships to undergraduate students. Funding is provided on a year-by-year basis to children or spouses of soldiers. High school seniors or graduates can apply for available scholarships, which provide $500-$2,000 to help pay for the cost of a program at a technical school, college or university.

All applicants for funding under this program must be United States citizens under the age of 24. A minimum Grade Point Average (GPA) of 2.0 is required to be considered, and students must also submit the following information with their application form:

  • Certificate of Good Service for a parent or spouse
  • High school transcript
  • A signed income tax return from the previous year
  • An essay
  • A photograph

Army scholarships have been put in place to help future soldiers and the spouses and children of active duty personnel and veterans pay for the cost of their post-secondary studies. Before applying for financial assistance, a student should consider his or her funding options carefully, especially if accepting help means committing to military service for a time.

Additional Resources

Below we have listed additional scholarship resources for various members of the US Army:

Army Student Loan Repayment Program

Not all Army recruits who are interested in educational benefits are looking to find a way to pay for a program they will be taking in the future. There is a program available for grads who are looking for help to pay for the student loans they took out to pay for their already completed education. The Army Loan Repayment Program (LRP) can help some soldiers manage the costs of student loan debt accrued before entering the Army.

Army Student Loan Repayment Program Overview

The Loan Repayment Program (LRP) is offered by recruiters as a special incentive to prospective soldiers. It pays up to $65,000 in student loans for highly qualified individuals. Examples of loans which may be repaid under the Loan Repayment Program are as follows:

  • Stafford Loans
  • Perkins Loans
  • Parent Loans for Undergraduate Students (PLUS)
  • Supplemental Loans for Students (SLS)
  • William D. Ford Loans

Consolidated loans incurred to pay for the soldier’s education may be paid for under LRP.

Army Student Loan Repayment Program Eligibility

To be eligible to receive LRP benefits, a recruit must meet a number of qualifications. He or she must be enlisting in the Service for the first time and must hold a high school diploma. A soldier who wishes to receive LRP benefits must specifically decline enrollment in the Montgomery GI Bill in writing. LRP must be guaranteed in writing in the enlistment contract.

The loan must have been advanced to the recruit under the provisions of the Higher Education Act of 1965, Title IV, Part B, D, or E. The loan must have been taken out before the start of the soldier’s active duty service.

This program is available to recruits who agree to enlist in a critical MOS (military occupation specialty). These are positions the Army is particularly interested in filling, and job titles are updated on a quarterly basis. The staff at local recruiting offices have access to a current list.

Armed Services Vocational Aptitude Battery Test

A prospective soldier who would like to be considered for the LRP must also have achieved a grade of at least 50 on the Armed Services Vocational Aptitude Battery (ASVAB). Achieving a score of 50 represents the 50th percentile, which indicates that the person scored as well as half of all test-takers. (The standard for admittance to the Army for a soldier who will not be applying for LRP is 31.)

This is multiple-choice test which is administered to prospective servicemen and women. The test may be given to high school students, but a person who attains a high marks on it is not required to enlist in the Armed Forces. It is used to determine whether a person has an aptitude for performing well in the Army or other branch of the Service.

The ASVAB is made up of nine sections:

  • Arithmetic Reasoning (AR)
  • Assembling Objects (AO)
  • Automotive and Shop Information (AS)
  • Electronics Information (EI)
  • General Science (GS)
  • Mathematics Knowledge (MK)
  • Mechanical Comprehension (MC)
  • Paragraph Comprehension (PC)
  • Word Knowledge (WK)
  • Army Student Loan Repayment Entitlement

    Under the Army Loan Repayment plan, an enrollee will qualify for a payment of $1,500 or 33 1/3 of the percent of the unpaid principal amount owing on the student loan, whichever is greater, for each year of active duty service completed. Accrued interest on the outstanding student loan will not be paid under the LRP. The maximum amount which will be paid on the soldier’s behalf is $65,000 and payments are forwarded directly to the lender.

    Payments received under this plan are taxable in the year the payment is made. Some soldiers, particularly those who start their active duty service between November and February, may receive two payments in one year.

    Army Student Loan Repayment Limitations

    Not all student loans are eligible for payment under this program. The following are examples of loans which do not qualify under LRP:

  • Private Loans
  • Equity Loans
  • State Funded Loans
  • Institution Loans
  • Consolidated Loans for another person
  • Army personnel are specifically barred from receiving Loan Repayment Program and Montgomery GI Bill (MGIB) benefits for the same period of service. Any student loans taken out after the start of active duty service will not be paid under this plan.

    The Army will not allow a person who has defaulted on a student loan to enlist. Student loans which are in default will not be paid for under LRP.

    The Army Student Loan Repayment Program offers a generous benefit for qualifying soldiers. Someone who has incurred student loans and who agrees to enter the Service to fill a critical need position can get hep to pay off the principal over a three-year period, up to the Program’s limit.

    Army Financial Aid & Tuition Assistance for College

    Army Active Duty Education Benefits

    The service that members of the Armed Forces give to their country is deeply appreciated and Army personnel are entitled to a number of education benefits. The first step in finding the right program for you is to take the time to learn about your options. Whether you are on active duty, in the reserve or guard or are a veteran, financial assistance is available to help you reach your personal and professional goals.

    Montgomery Bill Benefits

    The provisions of the Montgomery Bill provide a number of benefits for active duty personnel. The Montgomery Bill Active Duty(MGIB-AD) allows qualified service members to receive up to 36 months of funding for educational purposes. Recruits contribute a base amount to MGIB from their regular pay during during their first 12 months of service. The money can be used either while serving or after being honorably discharged.

    MGIB benefits have the advantage of offering eligible Army personnel a higher level of flexibility in choosing an educational program. They can choose to pursue a certificate, diploma or degree program from an accredited educational institution. Other education options under Montgomery Bill benefits include attending a technical or vocational school, as well as flight training.

    The Montgomery Bill Buy-Up (MGIB Buy Up) program allows serving members of the Army to make extra contributions to their regular benefit funding program. The government tops up the extra contributions, which provides a higher level of financial support while studying. The extra contributions, which are a nominal amount, are then multiplied several times by the government to provide a benefit worth much more than the initial investment made by the solider.

    Along with the Buy Up program, bonuses may be available to Army personnel to fund their education. The MGIB Kicker offers this opportunity to selected soldiers who have special qualifications or in recognition of people who have completed extended military contracts. Choosing the right career in the Army can qualify a soldier for these extra benefits. The money received from these bonus payments can be used up to 10 years after being honorably discharged.

    Servicemen and women who are pursuing a high tech degree can take advantage of the MGIB Top Up program. This option allows them to use their TA and MGIB benefits together and can be accessed by active duty members who are enrolled in a program where the tuition is $4,500 or more.

    MGIB Top Up can be a good option for personnel who are interested in continuing their education while on active duty. The program must be approved before benefits can be received and the soldier must indicate that he or she plans a career in the high tech field before funds will be provided under the MGIB Top Up program.

    The New GI Bill for Army Active Duty

    The New GI Bill, also known as the Post-9/11 GI Bill, applies to servicemen and women who have a minimum of 90 days of active service after September 10, 2001. It provides reimbursement for education costs (tuition and fees) and pays out a benefit for housing and other costs.

    Under the provisions of the New GI Bill, eligible servicemen and women can have the full cost of college tuition (up to the amount charged by the most expensive school in the recipient’s state of residence), as well as a stipend to pay for housing costs, books and materials. The housing benefit is available to full-time students only.

    Only programs leading to a degree will be funded under the New GI Bill. This program does not provide financial assistance for people who want to obtain a certificate or who are looking at apprenticeship training. Funding may be extended for an online degree program, but the soldier would not be entitled to receive a housing benefit in this instance.

    The exact level of financial aid provided depends on the length of active duty service. To qualify for full benefits, a soldier must have served at least 36 months or have been separated from the Army due to a disability. Benefits are prorated for Army personnel with a record of less than three years of active duty, ranging from 40 percent for someone with up to six months of service to 90 percent for a soldier with 30 months of service.

    Tuition Assistance benefits under the Post 9/11 GI Bill can be accessed by eligible Army personnel up to 15 years after their period of service ends. Veterans who qualify for assistance may be able to transfer their benefit to their spouse or a child.

    Tuition Assistance for Active Duty Army Personnel

    The Army Tuition Assistance (TA) program has put in place to help defray the cost of courses taken on a voluntary basis. Army personnel who want to take courses for personal or professional improvement purposes while off duty. Some restrictions apply to who can take advantage of this benefit and what types of courses are eligible.

    Active Duty Tuition Assistance benefits can be used by personnel enrolled in a degree or certificate program at accredited educational institutions. A person interested in this option can choose to take classes at a trade school, public or private college. This benefit is also available to those who enroll in an online program.

    TA funds are provided based on a set amount per approved credit hour. The amount of funding that a soldier can receive is capped at a set amount each year. Recipients who are interested in taking a course which would cost more than the level of funding available under the program may need to consider supplementing their TA with MGIB benefits to get a higher amount of the cost paid.

    TA is offered on the basis that the recipient will complete the funded course with a passing grade. If the student withdraws for personal reasons or doesn’t pass the course, TA funds will have to be repaid.

    Another way for Army personnel to pay their post-secondary tuition is through the Veterans Educational Assistance Program (VEAP). For each dollar that an eligible service member contributes, the government contributes $2 into his or her education fund. These funds may be used within 10 years of being honorably discharged. If they are not used within that time frame, the veteran will receive reimbursement for his or her personal contribution to the fund only.

    Application for Financial Aid

    Service members who want to further their education can take advantage of the Free Application for Federal Student Aid (FAFSA). It’s a necessary first step for anyone who would like to be considered for government financial aid. Military financial aid programs may cover most of the cost of obtaining a certificate, diploma or degree, but Army personnel may be able to qualify for other sources of funding to fill in the gap to cover the cost of getting an education through grants or loan programs.

    Get Credit for Knowledge and Experience

    One way to finish a degree program more quickly is to get credit for knowledge and experience, and Army personnel can take advantage of the College Level Examination Program (CLEP). Instead of taking an entire course over several weeks, participants take a test on one day. Passing the exam means the soldier receives credit and is one step closer to completing his or her program of studies.

    The cost of taking an eligible exam under CLEP is covered under the Defense Activity for Non-Traditional Education Support (DANTES) program. Military spouses and civilian employees may also qualify to have the cost of taking an exam covered under DANTES. Some exams may be written on the Base, and assistance with obtaining study materials to prepare for writing them may be available.

    Tuition Payment Options for Army Personnel

    The cost of post-secondary education can be a stumbling block for active duty Army personnel. The Accelerated Payment Program (APP) provides assistance in paying tuition for high-tech classes in a lump sum to cover the cost of attending classes on a semester by semester basis. Receiving funding in a larger chunk will make it easier for the recipient to pay for tuition and other costs associated with going to school.

    Financial Assistance for a Service Member’s Spouse

    Not all the educational benefits available to are geared toward members of the Army. A spouse of a serviceman or woman stationed overseas can apply for help through the Spouse Tuition Assistance Program (STAP). It provides partial tuition assistance through an interest-free loan based on need to spouses studying on either a part-time or full-time basis, up to a specific annual funding cap.

    Army education benefits have been put in place to provide assistance to those who wish to pursue post-secondary educational programs. Each type of program has its own eligibility requirements and restrictions on the type of programs it will fund, as well as maximum benefit levels which will be paid out. By learning about the available options, service members can choose the ones which will help them finance their education most effectively.

    Army Active Duty MGIB Kicker

    The Army Active Duty MGIB Kicker program provides bonus payments to servicemen and women. The money received is added to the recipient’s education benefit plan. Specific rules are in place to determine who is eligible to receive the extra payments.

    Basic Overview of MGIB Kicker

    The MGIB Kicker program is an extension of the Army’s Montgomery Bill education benefits program. It provides rewards for personnel who sign up for long-term contracts or who have specific skills.

    Under the provisions of the MGIB program, Army personnel contribute $100 per month from their regular pay to their education fund. This amount is deducted for one year. [Read more…]

    Army Active Duty MGIB Top Up

    The Army Active Duty MGIB Top Up program was put in place to allow servicemen and women to take advantage of Montgomery Bill education benefits and Tuition Assistance (TA) benefits concurrently. This program provides a higher level of financial assistance than either program would individually.

    Basic Overview of Montgomery Bill Top Up

    The MGIB benefit program allows eligible Army personnel to contribute $100 per month from their regular pay for a 12-month period. The payroll deduction is used to fund approved post-secondary education programs.

    To quality for Montgomery Bill funding, an applicant must have completed high school or have a GED (General Educational Development) certificate. A minimum of two years of service is required to access these benefits. Veterans who want to receive help to pay for their education must have been honorably discharged. [Read more…]

    New GI Bill for Army Active Duty

    The New GI Bill for Army Active Duty is also known as the Post 9/11 GI Bill. It provides an education benefit for soldiers who were on active duty status on or after September 11, 2001. These benefits are paid for training undertaken on or after August 1, 2009. Funding is not offered under this program for training pursued before that date.

    Overview of the New GI Bill

    The New GI Bill offers an education benefit which is meant to pay for the full cost of a college degree. Recipients can choose where they go to school, as long as the educational institution is an accredited one. The full cost of obtaining a degree at a private college or university may not be covered.

    The maximum tuition benefit available under the New GI Bill is equal to the cost to attend the priciest public college or university in the soldier’s state of residence. Servicemen and women who decide to go to a private school will receive the maximum benefit they are qualified to receive and they are responsible for making up the difference personally. [Read more…]

    Army Active Duty STAP

    The Army Active Duty STAP is in place to provide education benefits for the spouses of personnel stationed overseas. This program provides grants which can cover up to 50 percent of tuition costs. These funds are provided on a needs basis.

    Basic Overview of STAP

    STAP assistance is offered by all branches of the military in some form. Army Emergency Relief administers STAP for active duty members through the Overseas Spouse Education Assistance Program (OSEAP).

    It helps military spouses pay for the cost of post-secondary education which will help them improve their employment prospects. If a spouse is able to qualify for free tuition through his or her workplace, STAP funds will not be available to pay for tuition costs. Funding may be available to pay for books, course fees or supplies. [Read more…]